Uncapped 1% cashback
Earn rewards points on all card spending, and redeem for cash, gift cards and more.
Rates as low as 13.86% APR (variable)
7,500 referral bonus points
Unlimited free company cards
Interest-free period of up to 42 days on card spending, with no annual fee.
We'll credit your account with 7,500 bonus points after your first transaction.
Add cards for your team, and control spending with tailored limits.
“We use Capital on Tap for all of our operating expenditure, it is such an easy card to set up and the online dashboard is great to keep track of spending. On top of all of that we have been able to save up points from all of our spending - a real win win!”
Say goodbye to hours of manual reconciling with unlimited free company cards, receipt tracking and easy accounting integrations with Xero, Sage, Quickbooks, FreeAgent and more.
With credit limits of up to £250,000, approval within minutes, and up to 42 days interest-free on all card spend, our card can provide you with the funding you need to grow your firm.
Organise spending and automate admin
Struggling with cash flow?
© Copyright 2026. New Wave Capital Limited (trading as Capital on Tap) is a private limited company incorporated in England and Wales under registered number 07959823 which has its registered office at 27 Old Gloucester Street, London, England, WC1N 3AX. Capital on Tap is authorised and regulated by the Financial Conduct Authority (firm reference number 625592 in respect of consumer credit activities) and is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, firm reference 900922, for the issuing of electronic money. Capital On Tap is a registered trade mark of New Wave Capital Limited with the United Kingdom Intellectual Property Office. All rights reserved 2025. New Wave Capital Limited (trading as Capital on Tap) is not a bank. The Capital on Tap Instant Savings Account is powered by ClearBank; customers with an Instant Savings Account are introduced to ClearBank, with their deposits held by them as a ClearBank customer. Capital on Tap does not possess the customer's savings at any time, and customers can only view and manage their savings via Capital on Tap services. ClearBank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No. 754568).
