1% cashback on all card spend

Earn rewards points on all card spending, and redeem for cash, gift cards and more.

Interest-free period of up to 42 days on card spending, with no annual fee.

Rates as low as 15.5% APR (variable)

Grow your business with a credit limit of up to £250,000.

Credit limits up to £250,000

Add cards for your team, and control spending with tailored limits.

Unlimited free company cards

A credit card that’s built for businesses

Manage your business spending with smart controls and real-time visibility – all with no annual fee.

Capital on Tap and Bee Compared have partnered to help UK businesses access fast funding, and make running their businesses easier and more rewarding.

Track all your spending in one place

Empower your employees to pay for expenses with as many free company cards as you need. Stay in control with real-time visibility and smart spending controls.

Travel, Cashback, and Gift Card Rewards

The Capital on Tap Business Credit Card comes with 1% cashback on all card spending, with flexible ways to redeem your rewards. If you upgrade to Business Rewards, you can earn bonus points and also redeem points for Avios.

24/7 support

You don’t have time to wait on hold. Talk to a real person any time in 10 seconds or less.

Plug into your accounting software

Connect with Xero, Sage, FreeAgent and more to sync all card transactions with your accounting software. Sync daily and save time going over spending at the end of the month.

Call 24/7 customer support
020 8962 7401

Open an account online today

• Apply and get a decision in less than 2 minutes
• Make purchases immediately with your virtual card
• Your cards arrive a few days later
• Running your business just got easier

© Copyright 2023. New Wave Capital Limited (trading as Capital on Tap) is a private limited company incorporated in England and Wales under registered number 07959823 which has its registered office at No. 1 London Bridge, London, England, SE1 9BG. Capital on Tap is authorised and regulated by the Financial Conduct Authority (firm reference number 625592 in respect of consumer credit activities) and is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, firm reference 900922, for the issuing of electronic money. Capital On Tap is a registered trade mark of New Wave Capital with the United Kingdom Intellectual Property Office. All rights reserved 2023.

Trusted by more than 200,000 businesses

More than 200,000 small business customers have spent more than £10 billion on their Capital on Tap business credit cards.

“The option to redeem points for air miles is what attracted me. The main thing is I now have one card that services all my needs.”

The credit card built for small businesses

Run your business better with 1% cashback on every transaction and credit limits of up to £250,000. No hidden charges or annual fees.  

Earn reward points on all spending, and benefit from the all-in-one card solution

Make business spending more rewarding