*All business loans and credit agreements carry risks. These include failure to make payments or making late payments, which could negatively impact your business and personal credit score and affect your ability to secure future financing. You should always read the full terms and conditions of any credit or loan agreement before proceeding. Capital on Tap acts solely as an introducer and not a lender. Capital on Tap provides no guarantees or warranties and accepts no liability for the services or products provided by the lender, including but not limited to their availability. The lender's own terms and conditions will apply to any agreement. Our partner lenders will conduct their own full eligibility checks to determine if your application can be approved. Capital on Tap will receive a commission or referral fee for these introductions, typically calculated as a percentage of the amount you borrow. You have the right to request a disclosure from us regarding the amount of any commission, fee, or other compensation we will receive from the lender before you finalize a credit agreement. If the exact amount is not known, we will provide you with a reasonable estimate. The information provided above is not intended to be financial advice. You should always seek independent financial advice before making any decisions about your financial future.

© Copyright 2026. New Wave Capital Limited (trading as Capital on Tap) is a private limited company incorporated in England and Wales under registered number 07959823 which has its registered office at 27 Old Gloucester Street, London, England, WC1N 3AX. Capital on Tap is authorised and regulated by the Financial Conduct Authority (firm reference number 625592 in respect of consumer credit activities) and is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, firm reference 900922, for the issuing of electronic money. Capital On Tap is a registered trade mark of New Wave Capital Limited with the United Kingdom Intellectual Property Office. All rights reserved 2025. New Wave Capital Limited (trading as Capital on Tap) is not a bank. The Capital on Tap Instant Savings Account is powered by ClearBank; customers with an Instant Savings Account are introduced to ClearBank, with their deposits held by them as a ClearBank customer. Capital on Tap does not possess the customer's savings at any time, and customers can only view and manage their savings via Capital on Tap services. ClearBank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No. 754568).