Congratulations, you're approved!

Welcome to Capital on Tap - let's get your account set up.

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Get started

By completing your account setup you confirm you have read and accept our privacy policy, which details how your data will be used and the lawful basis for its processing.

Thanks for applying through Money. We've partnered to help UK businesses access fast funding, and make running their businesses easier and more rewarding.

Credit that grows with you

Your business is dynamic, and your credit should be too. We regularly review credit limits to support your growth.

GROW

Transfer funds to your bank account

Spend on your company cards or easily transfer funds directly to your business bank account from your credit limit.

FUND

No annual, FX, or ATM fees

Pay zero annual fee, or upgrade for more perks. There's no fees for foreign transactions or UK ATM withdrawals either.

SAVE

© Copyright 2026. New Wave Capital Limited (trading as Capital on Tap) is a private limited company incorporated in England and Wales under registered number 07959823 which has its registered office at 27 Old Gloucester Street, London, England, WC1N 3AX. Capital on Tap is authorised and regulated by the Financial Conduct Authority (firm reference number 625592 in respect of consumer credit activities) and is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, firm reference 900922, for the issuing of electronic money. Capital On Tap is a registered trade mark of New Wave Capital Limited with the United Kingdom Intellectual Property Office. All rights reserved 2025. New Wave Capital Limited (trading as Capital on Tap) is not a bank. The Capital on Tap Instant Savings Account is powered by ClearBank; customers with an Instant Savings Account are introduced to ClearBank, with their deposits held by them as a ClearBank customer. Capital on Tap does not possess the customer's savings at any time, and customers can only view and manage their savings via Capital on Tap services. ClearBank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No. 754568).