Credit that grows with you

Your business is dynamic, and your credit should be too. We regularly review credit limits to support your growth.

Open an account online today

• Apply and get a decision in 2 minutes
• Make purchases immediately with your virtual cards
• Your physical card will arrive in just 2 business days
• Running your business just got easier

The credit card built for businesses - with up to 2.25% cashback*

* Earn 2.25% cashback on preloaded spend up to the earlier of: (i) the first £90,000 of preloaded funds spent on your card (maximum cashback of £2,025); or (ii) preloaded funds spent on your card in the first three months following approval for a Capital on Tap Business Credit card. T&Cs apply.

© Copyright 2025. New Wave Capital Limited (trading as Capital on Tap) is a private limited company incorporated in England and Wales under registered number 07959823 which has its registered office at 27 Old Gloucester Street, London, England, WC1N 3AX. Capital on Tap is authorised and regulated by the Financial Conduct Authority (firm reference number 625592 in respect of consumer credit activities) and is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, firm reference 900922, for the issuing of electronic money. Capital On Tap is a registered trade mark of New Wave Capital with the United Kingdom Intellectual Property Office. All rights reserved 2023.

Transfer funds to your bank account

Spend on your company cards or easily transfer funds directly to your business bank account from your credit limit.

No annual, FX, or ATM fees

Pay zero annual fee, or upgrade for more perks. There's no fees for foreign transactions or UK ATM withdrawals either.

By completing your account setup you confirm you have read and accept our privacy policy, which details how your data will be used and the lawful basis for its processing.

GROW

FUND

SAVE

For a limited time, you'll be able to earn up to 2.25% cashback on preloaded card spend. Earn the bonus rate in your first three months, or the first £90,000 of preloaded spend. T&Cs apply.

CASHBACK

2.25% cashback on preloaded card spend.*

1% cashback on all card spend.