Register your company for free

Apply for your free business credit card with our unique promocode

Apply Now

Carry out your first valid transaction within 30 days of approval

Get £100 cashback to recoup your incorporation fee

See full cashback offer terms here

By spending on your Capital on Tap Credit Card you can qualify to earn cashback that covers your incorporation fee.

Register your business with Companies House

Register with Companies House
Apply for your Capital on Tap card

Trusted by over 200,000 businesses

Rates as low as 13.86% APR (variable)

Convert points to Avios and Virgin Points

Auto-sync with accounting software

How to register your company for free

  1. Register your business with Companies House†.
  2. Within 30 days of your incorporation date, apply for a Capital on Tap Business Credit card using the promocode NEWCO-COT.
  3. Once approved for your card, complete at least one valid transaction within 30 days.
  4. Within 30 days of your valid transaction being confirmed, we will credit £100 cashback to the balance of your Capital on Tap Business Credit Card.

Full terms and conditions can be viewed here.

Apply Now

Make business spending more rewarding

Earn reward points on all spending, and benefit from the all-in-one card solution

Apply Now
Apply Now

1% cashback

Turn your business spending into rewards with unlimited 1% cashback on every purchase.


Earn points for every pound you spend on your Capital on Tap Business Credit Card. Redeem your points for cash or gift cards, use them to reduce your credit balance, or convert to Avios, Virgin Points, or Radisson Rewards.

Apply Now

Stay in control of your business spending

Manage your business spending with smart controls and real-time visibility. No annual fee.

  • Track card spending in real-time
  • Make instant purchases with virtual cards
  • Get free company cards with spending limits
  • Auto-sync to Sage, Xero, QuickBooks, FreeAgent, and more

24/7 support

If you’re awake, so are we. Contact us any time to talk to a real person who’ll answer in 10 seconds or less.


We're here 24/7 to help you with any questions or concerns you may have.

What do you need to apply for a business credit card?

To complete your application, please have these items ready:

  • Your full name, home address, date of birth, and contact info
  • Your business's legal name, registered address, company registration number
  • Your average monthly business turnover amount
  • Bank account details for settling monthly card payments

Open an account online today

  • Apply and get a decision in 2 minutes
  • Make purchases immediately with your virtual cards
  • Your physical card arrives in 2 business days
Apply Now

Running your business just got easier:


*Subject to eligibility


†Capital on Tap is not affiliated, associated, authorised, endorsed by, or in any way officially connected with Companies House. The official Companies House website can be found at www.gov.uk/government/organisations/companies-house

© Copyright 2026. New Wave Capital Limited (trading as Capital on Tap) is a private limited company incorporated in England and Wales under registered number 07959823 which has its registered office at 27 Old Gloucester Street, London, England, WC1N 3AX. Capital on Tap is authorised and regulated by the Financial Conduct Authority (firm reference number 625592 in respect of consumer credit activities) and is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011, firm reference 900922, for the issuing of electronic money. Capital On Tap is a registered trade mark of New Wave Capital Limited with the United Kingdom Intellectual Property Office. All rights reserved 2025. New Wave Capital Limited (trading as Capital on Tap) is not a bank. The Capital on Tap Instant Savings Account is powered by ClearBank; customers with an Instant Savings Account are introduced to ClearBank, with their deposits held by them as a ClearBank customer. Capital on Tap does not possess the customer's savings at any time, and customers can only view and manage their savings via Capital on Tap services. ClearBank Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No. 754568).